What To Do If You Think Your Identity Has Been Stolen

What should I do if I think my identity has been stolen?
The Federal Trade Commission (FTC) recommends the following actions if you believe you are a victim of identity theft:

Take action immediately! Keep records of your conversations and all correspondence.

• Contact the fraud department of the three major credit reporting agencies. Tell them you are an identity theft victim. Ask them to place a “fraud” alert in your file. Ask for a copy of the credit report. They must give you a free copy of your report if it is inaccurate because of fraud.
• Contact your creditors about any accounts that have been changed or opened fraudulently. Ask to speak with someone in the security or fraud department.
• File a report with your local police. Get a copy of the police report, so you have proof of the crime.

Where can I go for more information about identity theft?
For more information regarding identity theft, visit the following websites:

• www.consumer.gov/idtheft (You can also call: 1-877-IDTHEFT (438-4338))
• www.fraud.org (You can also call: 1-800-876-7060)

You can also call the FTC’s Identity Theft Hotline at 1-800-877-IDTHEFT (438-4338).