Click on a link to read the article

1. 3 credit report
   Home-Family-Parenting.com article about using the 3 credit report agencies to your advantage in getting and keeping a good credit rating.
   
   
2. Bad Personal Credit
   The first step in repairing bad personal credit is of course identifying that you in fact have it and more importantly, why. So a good place to start is with a credit report.
   
   
3. Bankruptcy Alternative
   There is a bankruptcy alternative that can help you pay off your debts while allowing you to maintain a reasonably comfortable lifestyle.
   
   
4. Credit Card Debt Consolidation
   When I finished college, my first thought concerned debt. I knew I had close to 18,000 in student loans and a whopper credit card debt. It was time for credit card debt consolidation
   
   
5. Consumer Credit Counseling
   Consumer credit counseling has erupted over the past couple of decades, greatly due to the extremely high number of people in this country who have charged their way into high debt.
   
   
6. Education Savings Plans
   Education savings plans are a wonderful way to tackle that four-year college with confidence. Let's face it, if you've ever been through college, you know that it's more expensive than it should be.
   
   
7. Financial Management
   There's a new concept on financial management for students. Parents are loving it. It's helping families teach their children how to become financially literate. This new concept is a pre-paid card.
   
   
8. How To Tell If Your Mortgage Broker Is Blantantly Lying To You
   I’m here to tell you that understanding the Good Faith Estimate along with asking your mortgage broker the right questions along the way - can and will put you in control of getting the most accurate mortgage loan quote.
   
   
9. Increase Your Income by Using a Takeout Budget
   Our monthly income hasn't increased but thanks to a new technique we're using, it feels like it has. Because we have more money each month now.
   
   
10. Mortgage Refinancing
    Mortgage refinancing is often a good way to lower your monthly mortgage payment. You can take advantage of lower interest rates as they become available.
    
    
11. Payday Cash Advance Loans
    A payday cash advance is the option that most people are using; this is due to the fact that people are finding out how easy it is to apply for a cash advance loan, which is in fact a short term loan.
    
    
12. Zero Balance Transfers
    Home-Family-Parenting.com article about the perils of getting involved with zero balance transfers too much and causing problems with your credit in the long run.